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Mortgage Refinance with Third Federal. Did you know we offer several low-rate refinance options, where closing costs can be as little as $295* When closing costs are this low, the break-even calculations are simple. At Third Federal, the rates you see here are the rates you get when you apply for a mortgage loan.

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Bankrate.com, which puts out a weekly mortgage rate trend index. a measure of total loan application volume – decreased 3.1% from a week earlier. The refinance index fell 7% from the previous week,