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· Texas’s reluctance to embrace home equity loans is well-known; it was not until 1997 that Texas voted, through a ballot initiative, to amend the Texas Constitution to allow such loans. But, when. Four Texas groups, including nonprofits and a housing authority, have been awarded $2.3 million by the Federal Home Loan Bank of Dallas to.
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It took awhile (this is, after all, government work), but it looks like a state-owned painting that it took a legislative act to move from one state agency to another finally has found a new, if not.
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Home equity loan rates in Texas are somewhat higher than those on mortgages used to purchase or refinance a home, but are still considerably lower than those on unsecured loans, including most credit cards. That’s because they’re secured by using part of the value of your home as collateral.